Retire Wiser

Retire Wiser

Retire Wiser

tmrw is the weekly newsletter that prepares you, and your money, for what’s to come.

tmrw is the weekly newsletter that prepares you, and your money, for what’s to come.

Trusted by 24,000+ investors, business owners, and executives.

Trusted by 24,000+ investors, business owners, & executives.

Powered by Fjell Capital and written by Tom Stadum, a third-generation wealth advisor guiding families with $1–15M toward tax-smart retirements, smarter portfolios, and lasting freedom.

Always Free. Unsubscribe anytime.

Powered by Fjell Capital and written by Tom Stadum, a third-generation wealth advisor guiding families with $1–15m toward tax-smart retirements, smarter portfolios, and lasting freedom.

Always Free. Unsubscribe anytime.

Powered by Fjell Capital and written by Tom Stadum, a third-generation wealth advisor guiding families with $1–15M toward tax-smart retirements, smarter portfolios, and lasting freedom.

Unsubscribe anytime.

Always Free.

About

I started tmrw because the people I talk to every day couldn’t find what they were looking for.

They’ve done well. They’re running businesses, raising families, managing growing portfolios. They’re thoughtful, kind, and not interested in noise. But they’ve outgrown their advisor—or they’re wondering if their plan is still as good as it should be.

Taxes feel like a black box. Retirement’s coming fast. And the stakes feel higher than they used to.

That’s who this is for.

Each Thursday, I send one clear, practical note that helps you think more strategically about your money—without jargon, fear mongering, or wasted time.

See you Thursday.

Tom Stadum
Founder | Fjell Capital
Author | tmrw

What our readers say about us:

What our readers say about us:

"The no BS, good info and straight to the point in a conversational tone"

- Tim


"The no BS, good info and straight to the point in a conversational tone"

- Tim


"The usage of real-life examples to explain financial topics that are oftentimes complex and difficult for most people to truly understand"

- Carson

"The usage of real-life examples to explain financial topics that are oftentimes complex and difficult for most people to truly understand"

- Carson

"The authenticity. Real questions, real answers, real thoughts"

- Austin

"The authenticity. Real questions, real answers, real thoughts"

- Austin

Get your edition of tmrw every Thursday.

© 2025 Fjell Capital.The testimonials were provided by readers of tmrw (formerly Tired & Rich) during the 2025 Annual Reader Survey, where readers were asked "what do you enjoy most about the Tired & Rich newsletter?" Fjell Capital has not provided any compensation for these testimonials.

Fjell Capital, LLC (“Fjell” or “Our”) is an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration as an investment adviser with the SEC does not imply any level of skill or training.
The content distributed through this newsletter is for informational purposes only and is not intended as a recommendation, offer, or sale of any security or investment strategy. The material does not establish an investment advisory relationship with Fjell, consider individual circumstances or objectives, or serve as personalized investment advice.


Fjell offers a broad range of investment management and financial planning services. For more information about our services and fees, please request a copy of our Form CRS (Client Relationship Summary) and Form ADV Part 2A (Firm Brochure).


View our Privacy Policy and Terms of Service.

© 2025 Fjell Capital.The testimonials were provided by readers of tmrw (formerly Tired & Rich) during the 2025 Annual Reader Survey, where readers were asked "what do you enjoy most about the Tired & Rich newsletter?" Fjell Capital has not provided any compensation for these testimonials. Fjell Capital, LLC (“Fjell” or “Our”) is an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration as an investment adviser with the SEC does not imply any level of skill or training. The content distributed through this newsletter is for informational purposes only and is not intended as a recommendation, offer, or sale of any security or investment strategy. The material does not establish an investment advisory relationship with Fjell, consider individual circumstances or objectives, or serve as personalized investment advice. Fjell offers a broad range of investment management and financial planning services. For more information about our services and fees, please request a copy of our Form CRS (Client Relationship Summary) and Form ADV Part 2A (Firm Brochure).


View our Privacy Policy and Terms of Service.

© 2025 Fjell Capital.The testimonials were provided by readers of tmrw (formerly Tired & Rich) during the 2025 Annual Reader Survey, where readers were asked "what do you enjoy most about the Tired & Rich newsletter?" Fjell Capital has not provided any compensation for these testimonials. Fjell Capital, LLC (“Fjell” or “Our”) is an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration as an investment adviser with the SEC does not imply any level of skill or training. The content distributed through this newsletter is for informational purposes only and is not intended as a recommendation, offer, or sale of any security or investment strategy. The material does not establish an investment advisory relationship with Fjell, consider individual circumstances or objectives, or serve as personalized investment advice. Fjell offers a broad range of investment management and financial planning services. For more information about our services and fees, please request a copy of our Form CRS (Client Relationship Summary) and Form ADV Part 2A (Firm Brochure).

View our Privacy Policy and Terms of Service.